Do I need to buy the rental car coverage? - Lademan Insurance Agency Skip to main content
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Do I need to buy the rental car coverage?

When you rent a car, the rental company will usually offer you liability and damage coverage through their insurance that can be purchased from the rental company. It isn’t always necessary to purchase this coverage, as most standard auto policies extend their coverage limits to any vehicle driven on occasion by the insured. Whether or not you are covered will vary policy to policy.

Whatever limits of coverage you have today will transfer for up to 14 days in the state of Michigan, and some companies will offer even longer based on some endorsements or options you have selected.  Contact your agent to discuss what you have determine what you want to be covered for and how long.  As always, submit your comment below or feel free to reach out to us and connect by email at insurancenick@gmail.com